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Perks of Co-Owning a Home
Build
wealth
The average California homeowner gained $57K in equity last year.
Afford nicer
homes
Multiply your buying power to afford nicer homes in higher appreciating areas.
A fast way into homeownership
The perfect way to transition from renting to owning and living in your dream home.
Get out Of
renting
Stop your landlord raise the cost of living and become a homeowner.
Embrace a New Chapter of Your Life with Homeownership.
Simple Financial Solutions
No Hard Credit Check
15 Minutes to complete
Supported by
& Featured in:
Previous
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Steps to Buy a Home.
Enjoy shared homeownership.
Cher® makes first-time homeownership simple through co-ownership.
Our team, partners and co-ownership programs save you time and will multiply your homebuying options.
1. Contact Cher®
brokers
A broker will help you in the steps to buy a home and check if you can qualify.
2. Search your home in California
Find the perfect home on our website and check our thousands of listings.
3. Decide if you want
to co-own
Share your fu home with friends, family, or people to co-own with.
4. Get a loan with a low down payment
Get approved for our low-interest loans even with a low credit score.
Client Testimonials
Meet the Cher® Team
Cher® diverse team has over 100 years of combined industry experience helping homebuyers and sellers in English and Spanish.
Affordable Homeownership.
Get a Loan
Cher® brings you a simple and affordable way to invest in real estate:
FHA Government Loans
These unique loans with low down payment (as low as 3.5%) and softer credit requirements are ideal for first-time homebuyers.
CalHFA Forgivable Loans
Own homes in areas with higher appreciation by accessing government loan programs allowing up to 4 people to qualify for 10% down!
HomeOne® Loan
The Freddie Mac HomeOne® mortgage is a low down payment option that serves the needs of many first-time homebuyers wtih a low down payment of just 3%.
Contact one of our loan officers to learn more about the different loan options available!
About Cher®
Simple,
Affordable,
Possible
Cher® simplifies homeownership with affordable co-ownership plans and unique mortgage options. We’re a digital gateway to homeownership, assisting low to mid-income renters in becoming co-owners and accumulating wealth.
As a real estate marketplace, Cher® unifies first-time buyers, real estate professionals, investors, and lenders. We connect co-owners with potential co-buyers, real estate agents, and a vast number of home listings via MLS. Our hands-on support and competitive loan options are tailored to ease the buying process.
With Cher®, you can co-own a property without residing in it and take advantage of first-time homebuyer perks.
