Own Affordable Homes Through Co-Ownership.

Perks of Co-Owning a Home


The average California homeowner gained $57K in equity last year.

Afford nicer

Multiply your buying power to afford nicer homes in higher appreciating areas.

A fast way into homeownership

The perfect way to transition from renting to owning and living in your dream home.

Get out Of

Stop your landlord raise the cost of living and become a homeowner.

About Cher®




Cher® simplifies homeownership with affordable co-ownership plans and unique mortgage options. We’re a digital gateway to homeownership, assisting low to mid-income renters in becoming co-owners and accumulating wealth.

As a real estate marketplace, Cher® unifies first-time buyers, real estate professionals, investors, and lenders. We connect co-owners with potential co-buyers, real estate agents, and a vast number of home listings via MLS. Our hands-on support and competitive loan options are tailored to ease the buying process.

With Cher®, you can co-own a property without residing in it and take advantage of first-time homebuyer perks.

Embrace a New Chapter of Your Life with Homeownership.

Simple Financial Solutions

No Hard Credit Check

15 Minutes to complete

Client Testimonials

David SantosCo-owner of a Multi-Family Home
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"Cher agents are professional, friendly and very effective. They helped me getting a new home, and they saved me a lot of money and effort."
Jane HarveyCo-owner of a Single-Family Home
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"Couldn't be happier with the whole experience and highly recommend reaching out if you're in the market for your dream home"
Josh KowinskyCo-owner of an Apartment
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"The idea of buying my first home was scary at the beginning. But this team helped me throughout the process and made it easy!"

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& Featured in:

Affordable Homeownership.
Get a Loan

Cher® brings you a simple and affordable way to invest in real estate:

FHA Government Loans

These unique loans with low down payment (as low as 3.5%) and softer credit requirements are ideal for first-time homebuyers.

CalHFA Forgivable Loans

Own homes in areas with higher appreciation by accessing government loan programs allowing up to 4 people to qualify for 10% down!

HomeOne® Loan

The Freddie Mac HomeOne® mortgage is a low down payment option that serves the needs of many first-time homebuyers wtih a low down payment of just 3%.

Contact one of our loan officers to learn more about the different loan options available!

Contact Us

Email: cher@cher.app
Mon-Fri 9:00am - 9:00pm , Sat-Sun 10:00am - 7:00pm

NMLS: #1898741 DRE: #02094241