Affordable homes in California

Find your dream home in California and save money with Cher®

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Steps to buy a home.

Enjoy shared homeownership.

Cher® makes first-time homeownership simple through co-ownership.

Our team, partners and co-ownership programs save you time and will multiply your homebuying options.

1. Contact Cher®
brokers

A broker will help you in the steps to buy a home and check if you can qualify.

2. Search your home in California

Find the perfect home on our website and check our thousands of listings.

3. Decide if you want to co-own

Share your future home with friends, family, or people to co-own with.

4. Get a loan with a low down payment

Get approved for our low-interest loans with low credit score and income requirements.

Client Testimonials

David SantosCo-owner of a Multi-Family Home
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"Cher agents are professional, friendly and very effective. They helped me getting a new home, and they saved me a lot of money and effort"
Josh KowinskyCo-owner of an Apartment
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"The idea of buying my first home was scary at the beginning. But this team helped me throughout the process and made it easy!"
Jane HarveyCo-owner of a Single-Family Home
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"Couldn't be happier with the whole experience and highly recommend reaching out if you're in the market for your dream home"

Meet Cher® team

Cher® diverse team has over 100 years of combined industry experience helping homebuyers and sellers in English and Spanish.

The perks of
co-owning a home

Build
wealth

The average California homeowner gained $57K in equity last year.

Afford nicer
homes

Multiply your buying power to afford nicer homes in higher appreciating areas.

A fast way into homeownership

The perfect way to transition from renting to owning and living in your dream home.

Get out Of
renting

Stop your landlord raise the cost of living and become a homeowner.

Affordable homeownership.
Get a loan.

Cher® brings you a simple and affordable way to invest in real estate:

FHA Government Loans

These unique loans with low down payment (as low as 3.5%) and softer credit requirements are ideal for first-time homebuyers.

CalHFA Forgivable Loans

Own homes in areas with higher appreciation by accessing government loan programs allowing up to 4 people to qualify for 10% down!

HomeOne® Loan

The Freddie Mac HomeOne® mortgage is a low down payment option that serves the needs of many first-time homebuyers wtih a low down payment of just 3%.

FHA Government Loans

These unique loans with low down payment (as low as 3.5%) and softer credit requirements are ideal for first-time homebuyers.

CalHFA Forgivable Loans

Own homes in areas with higher appreciation by accessing government loan programs allowing to qualify for 10% down!

HomeOne® Loan

The Freddie Mac HomeOne® mortgage is a low down payment option that serves the needs of many first-time homebuyers.

Contact one of our loan officers to learn more about the different loan options available!

Invest in Rental Properties

Looking forward to investing in Real Estate?

  • Invest for equity appreciation or cash flows.
  • Fractionally sell your investment ownership on your own terms.
  • Cher® will manage relations between co-owners and send you rental income.

About Cher®

Simple, Affordable, Cher®

Cher® makes homeownership simple and affordable through co-ownership programs and unique loan options.

By providing access to homes, realtors, legal documents, and acting as a digital co-buying concierge, Cher® enables low to middle-income renters an opportunity to transition into co-ownership and build equity.

Cher® is also a real estate marketplace that brings first-time homebuyers, real estate agents, investors, and lenders together in one place.

We provide co-owners with connections to fellow buyers, access to real estate agents, data feeds to thousands of homes via MLS, hands-on customer support, and access to competitive loan options.

Share the ownership of a home without the need to live in it and enjoy first-time homebuyer benefits.

Our team

Eric Chebil

CEO & FOUNDER

Licensed Real Estate Broker

Mortgage Loan Originator

Accredited Professional in Green
Building Design

Paul Hoare

COO & CO-Founder

MBA from Pepperdine

3-Time Fintech Founder

Sr. VP Bank of America (Credit loss and mitigation strategies)

Russell Joyner

CSM Director

BBA at Strayer University

Multi-tasked leader

Consumer Experience and Sales Coordinator

Phillip Hampton

Sr. Broker & loan officer

A highly talented Real Estate Sales Broker with huge experience in buying, and selling.

Mortgage Loan Originator

June Estell

Sr. Broker & loan officer

Bachelor of Science, Business Administration, California State Fullerton

MBA GIS Marketing, U of R

Danielle Brinton

Sr. Broker & loan officer

Bachelor’s Degree, U.C. Berkeley, Business Management Theory and Communication

Real Estate Appraiser

Cyrus Julian

Sr. VP Mortgage

Experienced Real Estate Professional

Entrepreneur

Startup Founder

Sam Turpin

IN-HOUSE REALTOR

Licensed realtor in California

Financial Advisor – Morgan Stanley

District Manager – ADP

Gubi Khinda

IN-HOUSE REALTOR

Realtor in California

Restaurant Entrepreneur

Residential and commercial sales expert

Anmoldeep Khinda

IN-HOUSE REALTOR

Accounting BS at CSULB

Internal Agent

Aspiring Financial Analyst

Armando Navarro

Marketing associate

Business Degree at LUC

Digital Marketing

Business Strategy

Kimberly Hernandez

MARKETING ASSOCIATE

University of Notre Dame 

MCOB: BBA in Finance

QuestBridge Scholar

Amy Warren

IN-HOUSE REALTOR

Licensed California Realtor

MPA, Sustainable Development

Based in Oakland, CA

Our Advisors

Kieran Hannon

Board Member

Previous CMO at Belkin

Forbes 31st most globally influential CMO’s 2021

Will Adams

Board Member

Head of Sales at LendingTree

Oversees all sales verticals and business strategy

Asher Leids

Board Member

Angel Investor in +55 startups

Several exits, VC Attorney and Legal Advisor

Contact Us

Phone: (213) 344-2577
Email: CHER@CHER.APP
MON-FRI 9:00AM - 9:00PM , SAT-SUN 10:00AM - 7:00PM

NMLS: #1898741 DRE: #02094241