The average California homeowner gained $57K in equity last year.
Multiply your buying power to afford nicer homes in higher appreciating areas.
The perfect way to transition from renting to owning and living in your dream home.
Stop your landlord raise the cost of living and become a homeowner.
Simple,
Affordable,
Possible
Cher® simplifies homeownership with affordable co-ownership plans and unique mortgage options. We’re a digital gateway to homeownership, assisting low to mid-income renters in becoming co-owners and accumulating wealth.
As a real estate marketplace, Cher® unifies first-time buyers, real estate professionals, investors, and lenders. We connect co-owners with potential co-buyers, real estate agents, and a vast number of home listings via MLS. Our hands-on support and competitive loan options are tailored to ease the buying process.
With Cher®, you can co-own a property without residing in it and take advantage of first-time homebuyer perks.
Cher® brings you a simple and affordable way to invest in real estate:
These unique loans with low down payment (as low as 3.5%) and softer credit requirements are ideal for first-time homebuyers.
Own homes in areas with higher appreciation by accessing government loan programs allowing up to 4 people to qualify for 10% down!
The Freddie Mac HomeOne® mortgage is a low down payment option that serves the needs of many first-time homebuyers wtih a low down payment of just 3%.
Contact one of our loan officers to learn more about the different loan options available!