Introduction to

How Can I Co-own a Property?

Many people ask us to define and explain the various ways in which a home can be owned by more than one person.

Here you’ll find basic explanations of the various forms of residential co-ownership.

There are three traditional forms of achieving co-ownership in California: tenancy in common, LLC formation, and lease to own (with the possibility of down payment assistance).

These three forms of co-ownership can be arranged in different ways. Written agreements can modify co-owners rights and obligations.

As you will see, some of the arrangement conditions discussed in this page are simply the standard and recommended rules, and they can be modified by the co-owners.

If you are interested in co-owning a home and want to learn more about the different possibilities to achieve homeownership, please contact us!

Co-ownership Arrangements

Enjoy shared homeownership.

Cher® makes first-time homeownership simple through co-ownership.

Our team, partners and co-ownership programs save you time and will multiply your homebuying options.

1. TIC Loans

TIC is when two or more owners share ownership of the same property as Tenants In Common.

2. Limited Liability Company (LLC)

Limited liability companies offer three main advantages when buying a home.

3. Lease to Own

Our "lease to own" program is a great option if you need down payment assistance.

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